Notes to fees and limits:* some ATM providers may charge an additional fee and should advise you before you confirm the transaction.** standard operator SMS charges apply for balance requests and addition charges may apply to receive SMS information outside theUK. Your CL Visa Debit card and account is issued by Contis Financial Services Ltd who is authorised by the Financial Conduct Authority to issue e-money (Firm Reference Number: 900025) and is a member of Visa. Registered head office is Navigation House, Belmont Wharf, Skipton, North Yorkshire, United Kingdom BD23 1RL.Please note that CL Visa Debit card and account is an electronic money product and although it is a product regulated by the Financial Conduct Authority, it is not covered by the Financial Services Compensation Scheme. We ensure that any funds received by you are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd becomes insolvent your funds will be protected against claims made by creditors.